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Buy To Let
There are 2.5 million private landlords in the UK owning an average of 1.8 properties each (1). Why? You can earn money every month from rental income. There's a strong chance that your rented properties will rise in value during the time you own them. And in these days of ultra-low annuities, terrible savings rates, and a less-than-generous state pension, how else are you going to find the money to really enjoy your retirement? The Lend 4 buy-to-let division choose from thousands of mortgages to get a deal which makes financial sense for you and which meets your investment targets. And please believe us when we say that it's just as important to choose the right buy-to-let mortgage as it is to choose the right property. Notes: (1) Landlord Today report.
Want to reduce your monthly mortgage repayments? Or are you wanting to switch to a mortgage that's more flexible and which reflects your personal and financial circumstances as they are now? Or has your home risen significantly in value and you want to release some of the equity in your property? Sometimes, the mortgage we took out a few years ago just isn't right for us anymore and it can really pay to switch to a new provider on a new deal. If you're near the end of your current mortgage deal and you want to know what options are available to you right now, contact Lend 4. Our advisors will find you the best offers currently on the market and they’ll advice you on whether those deals deliver the benefits you really want.
Has a commercial property come up for sale where you know you could generate a better annual yield than its current owner? That one building that looks tired and unloved in a street or on an estate of diamonds? Commercial investment mortgages allow you to take ownership of these types of premises so that, with you in charge, you can realise their full potential. Wherever the location or whoever the current tenants are, work with Lend 4 to secure the best commercial investment mortgage. We've negotiated mortgages on office premises, retail outlets, industrial parks, warehouses, factories, leisure venues, care homes, schools, and much more. Contact us today.
Is there anything worse than a commercial lease? First, you're paying over and above what your premises are worth. Second, your lease agreement is full of traps to keep you in the lease longer than you want. And, worst of all, a significant amount of your turnover goes straight into your landlord's bank account – it’s not paying down an asset you or your business will eventually own. Not to mention personal guarantees. Why not buy your premises from your landlord or buy alternative premises from which you can run your business? The Lend 4 commercial team have set dozens of businesses free from their landlords and, because there's so much competition in this market, you might be pleasantly surprised at how good a deal we can find you.